Payday Loan Refund

Bank Statements, Credit Files, and Income Checks: What Lenders Should Have Looked At Before Approving Credit

Bank Statements, Credit Files, and Income Checks: What Lenders Should Have Looked At Before Approving Credit

Bank Statements, Credit Files, and Income Checks: What Lenders Should Have Looked At Before Approving Credit

Mark Blundell

Published on: 19/05/2026

When a lender says yes to a credit application, it should mean something...

Payday Loan Refund

High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit

High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit

High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit

Mark Blundell

Published on: 08/04/2026

What lenders must review before raising credit limits on high-interest cards—affordability checks explained.

Payday Loan Refund

Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle

Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle

Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle

Mark Blundell

Published on: 07/04/2026

Spot repeat borrowing red flags and when lenders should have seen a harmful debt cycle.

Payday Loan Refund

Signs You're Eligible for a Payday Loan Refund and How to Claim Yours Quickly

Signs You're Eligible for a Payday Loan Refund and How to Claim Yours Quickly

Signs You're Eligible for a Payday Loan Refund and How to Claim Yours Quickly

Mark Blundell

Published on: 18/12/2025

You could claim back money if your loan was unaffordable, mis-sold, or if the lender didn’t properly check your finances before lending to you.

Payday Loan Refund