Mis sold PCP Finance
Helping Drivers Claim Back What They're Owed
You Could Be Owed Thousands for a Mis-Sold Car Finance Agreement
If you took out a car finance agreement like PCP or HP and were not clearly informed about the total cost, interest rates, commission, or affordability, your finance deal may have been mis-sold. Many car dealers and lenders failed to provide proper explanations, leaving buyers with unfair agreements.
At Claim First, we help drivers across the UK reclaim the money they were misled into paying. Our process is simple and risk-free. We review your agreement, handle the legal work, and work to recover what you're owed.
Could One of These Apply to Your Agreement?
If you took out a car finance agreement like PCP or HP and were not clearly informed about the total cost, interest rates, commission, or affordability, your finance deal may have been mis-sold. Many car dealers and lenders failed to provide proper explanations, leaving buyers with unfair agreements.
Inflated Interest Rates:
Some car dealers charge higher interest than necessary to increase their commission. If you weren’t clearly shown how your rate was decided, you may have overpaid.
Undisclosed Commissions:
Were you told that the lender or broker would receive a commission? If not, your agreement could be classed as unfair and non-transparent under FCA rules.
Vague or Misleading Information:
If the dealer or finance company didn’t properly explain the full cost, duration, or risks of your deal, they may have breached consumer protection laws.
Here’s how Claim First can help.
Share Your Finance Details
Fill out a short form and upload your finance agreement if available. We’ll check it for signs of mis-selling.
We Review and File Your Claim
Our finance and legal team carefully review your agreement and begin the legal process to challenge the lender.
You Get a Refund
If your claim is successful, you receive a refund which could be anywhere between fifteen hundred and five thousand pounds on average.
Success Stories
Hear from real people we’ve helped win compensation with fast, stress-free claims and real results.
Got £7,200 for My Mouldy Flat
Claim First handled everything. I didn’t fill a single form or speak to my landlord.
- Sarah W.
My Car Finance Refund Was a Lifesaver
They found hidden fees and won me £3,400. It only took a few weeks.
- Emily R.
They Recovered My Lost Crypto Fast
I thought my money was gone forever. They got back £12,000 without any hassle.
- James T.
Think You Were Misled About Your Car Finance?
We’ve helped thousands of drivers claim back money from mis-sold finance deals. It’s free to check if you qualify, and there are no fees unless we win.
Frequently Asked Questions
Not sure if your finance was mis-sold? Here are answers to common questions to help you understand your options.
What is mis-sold car finance?
This happens when a car dealer or lender fails to clearly explain key terms such as interest rates, total costs, commissions, or affordability, leading to an unfair or misleading agreement.
Who can make a mis-sold finance claim?
If you financed a car since 2007 on a PCP or HP contract then you may be eligible to claim.
How much compensation can I receive?
Payouts vary depending on the agreement and the level of mis-selling. Most successful claims range between £ 1,500 and £ 5,000.
Do I need my finance agreement?
Having your agreement helps, but it’s not always required. We can often retrieve the information from the lender or dealership with your permission.
Will this affect my car or credit score?
No. Making a claim will not impact your current vehicle or credit score. It simply challenges the fairness of the finance deal.
No Win. No Fee. No Stress. Just Results.
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Claim First Ltd is a trading name of Complex Law Ltd, a limited company registered in England and Wales with company number 06938570. Authorised and regulated by the Solicitors Regulation Authority, registration number 515276
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