Blogs

Part Exchange and Car Finance Mis-Selling: When Your Old Car Value Affected the New Agreement Unfairly

Part Exchange and Car Finance Mis-Selling: When Your Old Car Value Affected the New Agreement Unfairly

Understand how part exchange may affect car finance mis-selling claims unfairly. ...more

Mis Sold Car Finance

May 18, 20264 min read

Romance Scams and Payment Requests: When Emotional Manipulation Leads to Financial Loss

Romance Scams and Payment Requests: When Emotional Manipulation Leads to Financial Loss

Learn how romance scams use emotional pressure to request money and cause financial loss. ...more

Scam Recovery Services

May 14, 20266 min read

Noise, Dust, and Disruption During Repairs: Can You Claim for the Way Works Were Carried Out?

Noise, Dust, and Disruption During Repairs: Can You Claim for the Way Works Were Carried Out?

Can you claim for noise, dust or disruption during repair works? Learn your rights. ...more

Housing Disrepair Claims

May 13, 20263 min read

Changing the Term of Your Car Finance: When Smaller Monthly Payments Mean a Worse Deal Overall

Changing the Term of Your Car Finance: When Smaller Monthly Payments Mean a Worse Deal Overall

Changing car finance terms can lower payments but increase your total cost. ...more

Mis Sold Car Finance

May 12, 20266 min read

Pre-Contract Explanations in Car Finance: What You Should Have Been Told Before Signing

Pre-Contract Explanations in Car Finance: What You Should Have Been Told Before Signing

What you should have been told before signing a car finance agreement. ...more

Mis Sold Car Finance

May 11, 20263 min read

Joint Car Finance Agreements: Who Can Complain and Who Receives Compensation?

Joint Car Finance Agreements: Who Can Complain and Who Receives Compensation?

Who can complain and get compensation in a joint car finance agreement? ...more

Mis Sold Car Finance

May 08, 202615 min read

Scam Recovery After a Fake Broker Scheme: What Victims Should Do in the First 48 Hours

Scam Recovery After a Fake Broker Scheme: What Victims Should Do in the First 48 Hours

Hit by a fake broker scam? Learn what to do in the first 48 hours to protect your money. ...more

Scam Recovery Services

May 07, 202613 min read

Guarantor Loans Gone Wrong: When the Borrower or Guarantor May Have Grounds to Complain

Guarantor Loans Gone Wrong: When the Borrower or Guarantor May Have Grounds to Complain

Guarantor loans were sold, for many years, as a straightforward solution for people with poor... ...more

PCP Finance Mis Sold

May 06, 202612 min read

Communal Area Disrepair: Can You Claim for Problems in Hallways, Lifts, and Shared Entrances?

Communal Area Disrepair: Can You Claim for Problems in Hallways, Lifts, and Shared Entrances?

Can you claim for communal area disrepair? Learn your rights for hallways, lifts and shared entrance ...more

Housing Disrepair Claims

May 05, 202614 min read

Flat Rate vs APR in Car Finance: Why the Difference Can Cost You More Than You Think

Flat Rate vs APR in Car Finance: Why the Difference Can Cost You More Than You Think

Flat rate vs APR in car finance explained, including how hidden costs can affect you. ...more

Mis Sold Car Finance

May 04, 202612 min read

Recovery Room Scams: How Fraudsters Target People Who Have Already Been Scammed Once

Recovery Room Scams: How Fraudsters Target People Who Have Already Been Scammed Once

This article explains how recovery room scams work, the tactics they use, the warning signs to watch ...more

Scam Recovery Services

May 01, 202612 min read

Refunds for Interest and Charges: What You May Get Back in an Irresponsible Lending Case

Refunds for Interest and Charges: What You May Get Back in an Irresponsible Lending Case

This article explains how irresponsible lending works, what a refund could actually look like. ...more

Scam Recovery Services

April 29, 202611 min read

Blocked Drains and Sewage Backups: When Sanitation Problems Become a Disrepair Claim

Blocked Drains and Sewage Backups: When Sanitation Problems Become a Disrepair Claim

Learn when blocked drains and sewage backups may become a housing disrepair claim. ...more

Housing Disrepair Claims

April 28, 202612 min read

Repeat Car Finance Customers: Are Returning Buyers More Likely to Miss Hidden Problems in the Deal?

Repeat Car Finance Customers: Are Returning Buyers More Likely to Miss Hidden Problems in the Deal?

Could repeat car finance customers miss hidden deal problems? Know what to check before signing. ...more

Mis Sold Car Finance

April 27, 202611 min read

Can You Withhold Rent for Disrepair? Risks, Alternatives, and Safer Steps

Can You Withhold Rent for Disrepair? Risks, Alternatives, and Safer Steps

Can you withhold rent for disrepair? Learn the risks, safer steps and better alternatives. ...more

Housing Disrepair Claims

April 24, 20269 min read

Top Questions to Ask Before Signing Car Finance to Avoid Mis selling

Top Questions to Ask Before Signing Car Finance to Avoid Mis selling

Ask these key car finance questions before signing and reduce the risk of mis-selling. ...more

Mis Sold Car Finance

April 23, 202610 min read

Damage and Wear Charges at Return: What's Fair and What's Disputable?

Damage and Wear Charges at Return: What's Fair and What's Disputable?

Understand fair wear and tear charges at return and what costs you can dispute ...more

PCP Finance Mis Sold

April 21, 20269 min read

Car Finance Broker vs Dealer: Who Owes You Duties and When?

Car Finance Broker vs Dealer: Who Owes You Duties and When?

If you are looking back at a car finance deal and thinking something did not feel right, you are not alone. ...more

Mis Sold Car Finance

April 20, 20263 min read

Top-Up Loans and Rollovers: Why These Can Strengthen an Irresponsible Lending Complaint

Top-Up Loans and Rollovers: Why These Can Strengthen an Irresponsible Lending Complaint

Top-up loans and rollovers can support an irresponsible lending complaint. Learn why they matter. ...more

Scam Recovery Services

April 17, 20267 min read

Choosing a Solicitor for a Car Finance Mis selling Claim: What to Look For and What to Avoid

Choosing a Solicitor for a Car Finance Mis selling Claim: What to Look For and What to Avoid

Choose the right solicitor for a car finance mis-selling claim—key qualities to seek and red flags to avoid. ...more

Mis Sold Car Finance

April 15, 20266 min read

Repairs delayed repeatedly: what to do when the same issue keeps coming back

Repairs delayed repeatedly: what to do when the same issue keeps coming back

Repeated repair delays? Learn what to do when the same property issue keeps coming back. ...more

Housing Disrepair Claims

April 14, 20267 min read

Can You Recover Money Sent Through Bank Transfer, Card, or Crypto? What Changes From Case to Case

Can You Recover Money Sent Through Bank Transfer, Card, or Crypto? What Changes From Case to Case

Recover money sent by bank transfer, card or crypto? Learn what affects your chances. ...more

Scam Recovery Services

April 13, 202613 min read

Structural Cracks and Subsidence: When to Worry and What to Document

Structural Cracks and Subsidence: When to Worry and What to Document

Spot subsidence warning signs, know when to worry, and document cracks the right way. ...more

Housing Disrepair Claims

April 10, 20267 min read

Fake Investment Platforms: The Warning Signs Many Victims Only Notice Too Late

Fake Investment Platforms: The Warning Signs Many Victims Only Notice Too Late

Spot fake investment platforms early. Learn the warning signs before it is too late. ...more

Scam Recovery Services

April 09, 20266 min read

High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit

High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit

What lenders must review before raising credit limits on high-interest cards—affordability checks explained. ...more

Payday Loan Refund

April 08, 20267 min read

Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle

Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle

Spot repeat borrowing red flags and when lenders should have seen a harmful debt cycle. ...more

Payday Loan Refund

April 07, 202611 min read

Time Limits for Car Finance Complaints in the UK: How Long Do You Have?

Time Limits for Car Finance Complaints in the UK: How Long Do You Have?

Know your deadline for car finance complaints in the UK and when you may still be able to claim. ...more

Mis Sold Car Finance

April 06, 202611 min read

Kitchen and Bathroom Disrepair: Poor Ventilation, Leaks, and Rot

Kitchen and Bathroom Disrepair: Poor Ventilation, Leaks, and Rot

Kitchen and bathroom disrepair explained: poor ventilation, leaks, rot, and tenant rights. ...more

Housing Disrepair Claims

April 03, 20268 min read

Car Finance Refinancing: When “Upgrading” Your Deal Could Be Mis-Selling

Car Finance Refinancing: When “Upgrading” Your Deal Could Be Mis-Selling

Could refinancing your car finance be mis-selling? Learn the warning signs before you upgrade. ...more

PCP Finance Mis Sold

April 02, 20267 min read

Early termination of PCP or HP: your rights and the risks explained

Early termination of PCP or HP: your rights and the risks explained

Early termination of PCP or HP explained: know your rights, costs, and key risks. ...more

PCP Finance Mis Sold

April 01, 20268 min read

Broken Windows and Insecure Doors: Security Risks and Repair Responsibilities

Broken Windows and Insecure Doors: Security Risks and Repair Responsibilities

Broken windows and insecure doors can put you at risk. Learn who is responsible for repairs. ...more

Housing Disrepair Claims

March 31, 202611 min read

Electrical Hazards in Rental Properties: Signs Your Home May Be Unsafe

Electrical Hazards in Rental Properties: Signs Your Home May Be Unsafe

Electrical hazards in rental properties: warning signs your home may be unsafe and what to do. ...more

Housing Disrepair Claims

March 30, 20267 min read

What Compensation Might Look Like in Car Finance Mis-Selling Cases

What Compensation Might Look Like in Car Finance Mis-Selling Cases

Compensation depends on what actually went wrong with your agreement. ...more

Mis Sold Car Finance

March 27, 20268 min read

Rejected Car Finance Applications: When Advice Given by a Dealer Crosses the Line

Rejected Car Finance Applications: When Advice Given by a Dealer Crosses the Line

Rejected car finance applications: when dealer advice crosses the line and may be misleading. ...more

Mis Sold Car Finance

March 25, 20268 min read

Disrepair and Vulnerable Tenants: Extra Duties Where Children or Health Conditions Are Involved

Disrepair and Vulnerable Tenants: Extra Duties Where Children or Health Conditions Are Involved

Disrepair and vulnerable tenants: extra landlord duties where children or health issues are involved. ...more

Housing Disrepair Claims

March 24, 202612 min read

What Evidence Helps a Missold Car Finance Claim? Documents, Emails, and Call Notes

What Evidence Helps a Missold Car Finance Claim? Documents, Emails, and Call Notes

Evidence for a missold car finance claim: key documents, emails, call notes, and what to keep. ...more

Mis Sold Car Finance

March 23, 20268 min read

Pest Infestations: When Mice, Rats, or Cockroaches Become a Landlord Issue

Pest Infestations: When Mice, Rats, or Cockroaches Become a Landlord Issue

When pest infestations become a landlord responsibility in rented property. ...more

Housing Disrepair Claims

March 20, 202612 min read

Letting Agents vs Landlords: Who Do You Contact and Who Is Legally Responsible?

Letting Agents vs Landlords: Who Do You Contact and Who Is Legally Responsible?

Know who to contact and who is legally responsible: letting agents vs landlords explained. ...more

Housing Disrepair Claims

March 19, 20267 min read

Online Car Finance Deals: Are You Still Protected If You Signed Digitally?

Online Car Finance Deals: Are You Still Protected If You Signed Digitally?

Check if your digitally signed car finance deal still gives you legal protection. ...more

Mis Sold Car Finance

March 18, 20266 min read

Mis sold Car Finance: The Difference Between Misrepresentation and Unfair Relationship

Mis sold Car Finance: The Difference Between Misrepresentation and Unfair Relationship

Mis-sold car finance explained: misrepresentation vs unfair relationship claims. ...more

Mis Sold Car Finance

March 17, 20267 min read

Rent Rebates and Reduced Use of Rooms: How Loss of Amenity Is Calculated

Rent Rebates and Reduced Use of Rooms: How Loss of Amenity Is Calculated

Learn how loss of amenity is calculated when reduced room use leads to rent rebates. ...more

Housing Disrepair Claims

March 16, 202610 min read

Negative Equity Roll Over: How It Happens and Why It Can Be Unfair

Negative Equity Roll Over: How It Happens and Why It Can Be Unfair

What negative equity roll over is, how it happens, and why it can be unfair ...more

Mis Sold Car Finance

March 13, 20267 min read

Unsafe Flooring and Trip Hazards: When Damage Becomes Actionable Disrepair

Unsafe Flooring and Trip Hazards: When Damage Becomes Actionable Disrepair

Unsafe flooring and trip hazards can become actionable disrepair when landlords fail to fix known dangers. ...more

Housing Disrepair Claims

March 11, 20267 min read

Retaliatory Eviction and Disrepair Complaints: What Protection Do Tenants Have?

Retaliatory Eviction and Disrepair Complaints: What Protection Do Tenants Have?

Know your rights on retaliatory eviction after disrepair complaints. Tenant protections explained. ...more

Housing Disrepair Claims

March 10, 20269 min read

Private Landlords and Disrepair: What Tenants Can Realistically Expect

Private Landlords and Disrepair: What Tenants Can Realistically Expect

Private landlords and disrepair: what tenants can realistically expect and how to act fast. ...more

Housing Disrepair Claims

March 09, 20268 min read

Car Finance Complaints for Business Use Vehicles: What UK Sole Traders and Limited Companies Should Know

Car Finance Complaints for Business Use Vehicles: What UK Sole Traders and Limited Companies Should Know

Car finance complaints for business-use vehicles: key UK rules for sole traders & Ltd companies ...more

Mis Sold Car Finance

March 06, 20267 min read

Environmental Health Involvement: When and How the Council Can Help

Environmental Health Involvement: When and How the Council Can Help

Environmental health support: when to contact your council and what they can do ...more

Housing Disrepair Claims

March 05, 202610 min read

Car Finance Complaint Process: Dealer vs Lender vs Broker

Car Finance Complaint Process: Dealer vs Lender vs Broker

Car finance complaint? Who to contact (dealer, lender, broker) and the steps to follow. ...more

Mis Sold Car Finance

March 04, 20267 min read

Mileage Limits and Excess Charges: Common PCP Terms People Aren’t Told About

Mileage Limits and Excess Charges: Common PCP Terms People Aren’t Told About

PCP mileage limits and excess charges explained — avoid surprise fees at the end. ...more

PCP Finance Mis Sold

March 03, 20267 min read

Voluntary Termination in Car Finance: The 50% Rule and Key Pitfalls

Voluntary Termination in Car Finance: The 50% Rule and Key Pitfalls

Understand voluntary termination in car finance, the 50% rule, and common pitfalls to avoid. ...more

Mis Sold Car Finance

March 02, 202610 min read

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Claim First is a trading style of M G Financial Limited, a limited company registered in England and Wales with company number 06547196. M G Financial Limited is authorised and regulated by the Financial Conduct Authority FRN Number 832131. Claim First is registered with the Information Commissioner’s Office under registration number ZB915334.