Blogs

Can You Claim If You’ve Already Settled Your Car Finance Agreement?

Can You Claim If You’ve Already Settled Your Car Finance Agreement?

Still claim after settling your car finance? Check if you’re owed compensation for mis-sold finance. ...more

Mis Sold Car Finance

February 26, 20269 min read

Social Housing Disrepair Claims: Council and Housing Association Responsibilities

Social Housing Disrepair Claims: Council and Housing Association Responsibilities

Social housing disrepair claims: know council and housing association responsibilities. ...more

Housing Disrepair Claims

February 25, 202610 min read

Plumbing leaks and water damage: how disrepair spreads and who is responsible

Plumbing leaks and water damage: how disrepair spreads and who is responsible

How plumbing leaks cause water damage, spread disrepair, and who is responsible to fix it. ...more

Housing Disrepair Claims

February 24, 20267 min read

Leaking Roofs and Ceilings: What to Do and What Evidence to Collect

Leaking Roofs and Ceilings: What to Do and What Evidence to Collect

Leaking roof or ceiling? Learn what to do first and the evidence to collect for repairs. ...more

Housing Disrepair Claims

February 23, 20266 min read

Mis sold car finance and your credit file: what happens if you complain?

Mis sold car finance and your credit file: what happens if you complain?

Mis-sold car finance: how a complaint can affect your credit file and what to expect. ...more

Mis Sold Car Finance

February 20, 20266 min read

Emergency Repairs: What Qualifies and What Tenants Should Do Immediately

Emergency Repairs: What Qualifies and What Tenants Should Do Immediately

Emergency repairs explained: what counts, and what tenants should do right away. ...more

Housing Disrepair Claims

February 19, 20267 min read

Heating and Hot Water Failures: Tenant Rights in Winter and Beyond

Heating and Hot Water Failures: Tenant Rights in Winter and Beyond

Heating and hot water failures: your tenant rights, repair timelines, and what to do next. ...more

Housing Disrepair Claims

February 18, 20267 min read

How Long Should Repairs Take? Reasonable Timescales for Common Issues

How Long Should Repairs Take? Reasonable Timescales for Common Issues

Typical repair times for common faults—what’s reasonable, and when delays aren’t acceptable. ...more

Housing Disrepair Claims

February 17, 20267 min read

How Car Dealers and Brokers Earn Commission and Why It Matters to Your Complaint

How Car Dealers and Brokers Earn Commission and Why It Matters to Your Complaint

Car dealer and broker commissions explained—and why they matter when you complain. ...more

Mis Sold Car Finance

February 16, 20268 min read

Add on Products in Car Finance: GAP Insurance, Warranties, and Unfair Pressure Selling

Add on Products in Car Finance: GAP Insurance, Warranties, and Unfair Pressure Selling

GAP insurance, warranties, and pressure selling: what car finance add-ons mean for you. ...more

Mis Sold Car Finance

February 13, 20265 min read

Guaranteed Future Value in PCP: How It Works and Where It Can Be Misleading

Guaranteed Future Value in PCP: How It Works and Where It Can Be Misleading

Guaranteed Future Value (GFV) in PCP finance sets the optional final payment and can reduce monthly costs. ...more

PCP Finance Mis Sold

February 12, 20268 min read

How to Report Disrepair Properly: Emails, Photos, and Keeping a Repair Log

How to Report Disrepair Properly: Emails, Photos, and Keeping a Repair Log

Report disrepair properly with emails, photos, and a clear repair log to support your case. ...more

Housing Disrepair Claims

February 11, 20262 min read

What Counts as Housing Disrepair? A Practical Checklist for Tenants

What Counts as Housing Disrepair? A Practical Checklist for Tenants

Housing disrepair checklist for tenants: what counts, key signs, and when to report issues. ...more

Housing Disrepair Claims

February 10, 20263 min read

The Landlord’s Repairing Obligations in the UK: What They Must Fix and When

The Landlord’s Repairing Obligations in the UK: What They Must Fix and When

Landlords must repair key issues in UK rentals. Learn what they must fix, and when. ...more

Housing Disrepair Claims

February 09, 202610 min read

The UK Car Finance Cooling Off Period: What It Is and When It Applies

The UK Car Finance Cooling Off Period: What It Is and When It Applies

Know your rights when taking out UK car finance. Learn what the cooling-off period is, when it applies, and key exceptions. ...more

PCP Finance Mis Sold

February 06, 20265 min read

Car Finance Affordability Checks: When Lenders Should Have Said No

Car Finance Affordability Checks: When Lenders Should Have Said No

If you were approved for car finance when you were already juggling bills, overdrafts, or other credit, you might be wondering: how did they say yes to this? You’re not alone. ...more

Mis Sold Car Finance

February 04, 20262 min read

Hire Purchase Mis Selling: What Went Wrong and What You Can Do Next

Hire Purchase Mis Selling: What Went Wrong and What You Can Do Next

Hire purchase mis-selling? See what went wrong, how to check your deal, and next steps. ...more

Mis Sold Car Finance

February 03, 20266 min read

Penetrating Damp vs Condensation: How to Tell the Difference and Why It Matters for Claims

Penetrating Damp vs Condensation: How to Tell the Difference and Why It Matters for Claims

If you’ve got damp patches, black mould, or that constant musty smell, you’re not alone. ...more

Housing Disrepair Claims

January 30, 20263 min read

Black Mould Exposure: Common Health Impacts and When to Seek Medical Evidence

Black Mould Exposure: Common Health Impacts and When to Seek Medical Evidence

If you’re dealing with black mould at home, you already know it’s more than “just a bit of mess”. It can smell awful, ruin your belongings, and make your place feel uncomfortable to live in. ...more

Housing Disrepair Claims

January 28, 20269 min read

Damp and Mould in Rented Homes: Your Rights and What Landlords Must Do

Damp and Mould in Rented Homes: Your Rights and What Landlords Must Do

Most damp and mould issues have an underlying cause and landlords are expected to deal with the cause, not just the visible mould. ...more

Housing Disrepair Claims

January 26, 20265 min read

PCP Mis-selling Explained: Common Sales Tactics That Breach UK Standards

PCP Mis-selling Explained: Common Sales Tactics That Breach UK Standards

PCP can be a perfectly fair way to finance a car when it’s explained properly. The problem is, plenty of people were sold deals without clear information, proper checks, or honest sales conversations. ...more

PCP Finance Mis Sold

January 26, 20262 min read

Was Your Car Finance Commission Hidden? Signs Your Deal May Have Been Mis-sold

Was Your Car Finance Commission Hidden? Signs Your Deal May Have Been Mis-sold

If you took out car finance in the last few years (or even longer ago), there’s a decent chance you were never told the full story about how the deal was put together. And here’s the uncomfortable bit... ...more

Mis Sold Car Finance

January 21, 20267 min read

Missold Car Finance Claims: A UK Guide to PCP, HP, and Leasing Complaints

Missold Car Finance Claims: A UK Guide to PCP, HP, and Leasing Complaints

Understand mis-sold car finance complaints in the UK, including PCP, HP and leasing. ...more

Mis Sold Car Finance

January 19, 20269 min read

Evidence a housing disrepair claim service will need

Evidence a housing disrepair claim service will need

Claim First’s housing disrepair service is built around keeping things simple. ...more

Housing Disrepair Claims

January 16, 20266 min read

PCP finance mis-sold claims explained

PCP finance mis-sold claims explained

A PCP finance mis-sold claim is a way of challenging a car finance agreement. ...more

Mis Sold Car Finance

January 14, 20265 min read

How much compensation you could claim for PCP finance mis-sold

How much compensation you could claim for PCP finance mis-sold

PCP compensation is not a fixed amount because agreements differ. ...more

PCP Finance Mis Sold

January 12, 20265 min read

Housing disrepair claims for damp, mould, and leaks

Housing disrepair claims for damp, mould, and leaks

Claim First’s housing disrepair work is designed to make the process feel clear and manageable. ...more

Housing Disrepair Claims

January 09, 20266 min read

How long mis-sold car finance claims usually take

How long mis-sold car finance claims usually take

A mis-sold car finance claim can be straightforward. ...more

Mis Sold Car Finance

January 07, 20265 min read

What documents mis-sold car finance claim services will ask for

What documents mis-sold car finance claim services will ask for

New Blog Post Description ...more

Mis Sold Car Finance

January 05, 20266 min read

Signs You’re Eligible for a Payday Loan Refund and How to Claim Yours Quickly

Signs You’re Eligible for a Payday Loan Refund and How to Claim Yours Quickly

You could claim back money if your loan was unaffordable, mis-sold, or if the lender didn’t properly check your finances before lending to you. ...more

Payday Loan Refund

December 18, 20256 min read

How Scam Recovery Services Work and When They Can Help: A Clear Guide for Victims

How Scam Recovery Services Work and When They Can Help: A Clear Guide for Victims

Scam recovery services are companies or individuals who say they can help you get your money back after being a victim of fraud. ...more

Scam Recovery Services

December 18, 20256 min read

What Mis Sold Car Finance Claim Services Actually Do: A Clear Guide for Consumers

What Mis Sold Car Finance Claim Services Actually Do: A Clear Guide for Consumers

Mis-sold car finance claim services handle the practical and legal steps involved in challenging an unfair car finance agreement. ...more

PCP Finance Mis Sold

December 18, 20255 min read

What PCP Finance Mis Sold Really Means for Car Buyers: Key Implications and Next Steps

What PCP Finance Mis Sold Really Means for Car Buyers: Key Implications and Next Steps

Mis‑sold PCP finance can leave you paying more than you should through hidden commission, inflated interest, or a deal that never matched your financial situation. ...more

PCP Finance Mis Sold

December 18, 20256 min read

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Claim First is a trading style of M G Financial Limited, a limited company registered in England and Wales with company number 06547196. M G Financial Limited is authorised and regulated by the Financial Conduct Authority FRN Number 832131. Claim First is registered with the Information Commissioner’s Office under registration number ZB915334.