Blogs
Rogue Landlords vs Rogue Lenders: The True Cost of Ignoring Consumer Rights in 2026
The 2026 cost of rogue landlords, rogue lenders and ignored consumer rights. ...more
Housing Disrepair Claims
June 04, 2026•10 min read
Can You Still Make a Payday Loan Claim if the Lender Has Gone Into Administration?
Can you claim compensation if your payday lender has entered administration? Find out here. ...more
Payday Loan Refund
June 03, 2026•10 min read
How to Tell if Your High-Interest Credit Card Was Irresponsibly Lent to You
Check if your high-interest credit card was irresponsibly lent and what to do next. ...more
Scam Recovery Services
June 02, 2026•9 min read
Trapped in a cycle of catalogue debt? Why the lender might be legally at fault
Catalogue debt spiralling? Find out when the lender may be legally at fault. ...more
Scam Recovery Services
June 01, 2026•12 min read
Bank Refusing Your Crypto Scam Refund? How to Challenge the Gross Negligence Excuse
Bank refusing your crypto scam refund? Learn how to challenge gross negligence excuses. ...more
Scam Recovery Services
May 28, 2026•11 min read
Awaab's Law in 2026: The Strict New Deadlines Your Council Landlord Must Meet for Mould and Damp
Awaab’s Law 2026 sets strict damp and mould repair deadlines for council landlords. ...more
Housing Disrepair Claims
May 28, 2026•11 min read
The Renters' Rights Act Has Arrived: Can You Report Damp Without the Fear of a No-Fault Eviction?
Know your rights on reporting damp without fearing a no-fault eviction. ...more
Housing Disrepair Claims
May 27, 2026•9 min read
The New Origin of APP Fraud: Why Social Media Platforms Aren't Protecting You From Crypto Scams
How social media fuels APP fraud and why crypto scam victims need better protection. ...more
Scam Recovery Services
May 26, 2026•9 min read
The May 2026 FCA Car Finance Update: What the Extended Complaint Deadlines Mean for Your Claim
If you have been waiting for news on a car finance commission complaint... ...more
Mis Sold Car Finance
May 25, 2026•7 min read
Crypto Recovery Evidence: Wallet Addresses, Screenshots, and Messages That Can Support Your Case
Losing money to a cryptocurrency scam can feel final, but it is not always the end of the matter. ...more
Scam Recovery Services
May 20, 2026•5 min read
Condensation Blame Culture: What Happens When a Landlord Says the Damp Is Your Fault
Condensation is an attractive explanation for landlords because it shifts responsibility away... ...more
Housing Disrepair Claims
May 20, 2026•11 min read
Bank Statements, Credit Files, and Income Checks: What Lenders Should Have Looked At Before Approving Credit
When a lender says yes to a credit application, it should mean something... ...more
Payday Loan Refund
May 19, 2026•6 min read
Part Exchange and Car Finance Mis-Selling: When Your Old Car Value Affected the New Agreement Unfairly
Understand how part exchange may affect car finance mis-selling claims unfairly. ...more
Mis Sold Car Finance
May 18, 2026•4 min read
Romance Scams and Payment Requests: When Emotional Manipulation Leads to Financial Loss
Learn how romance scams use emotional pressure to request money and cause financial loss. ...more
Scam Recovery Services
May 14, 2026•6 min read
Noise, Dust, and Disruption During Repairs: Can You Claim for the Way Works Were Carried Out?
Can you claim for noise, dust or disruption during repair works? Learn your rights. ...more
Housing Disrepair Claims
May 13, 2026•3 min read
Changing the Term of Your Car Finance: When Smaller Monthly Payments Mean a Worse Deal Overall
Changing car finance terms can lower payments but increase your total cost. ...more
Mis Sold Car Finance
May 12, 2026•6 min read
Pre-Contract Explanations in Car Finance: What You Should Have Been Told Before Signing
What you should have been told before signing a car finance agreement. ...more
Mis Sold Car Finance
May 11, 2026•3 min read
Joint Car Finance Agreements: Who Can Complain and Who Receives Compensation?
Who can complain and get compensation in a joint car finance agreement? ...more
Mis Sold Car Finance
May 08, 2026•15 min read
Scam Recovery After a Fake Broker Scheme: What Victims Should Do in the First 48 Hours
Hit by a fake broker scam? Learn what to do in the first 48 hours to protect your money. ...more
Scam Recovery Services
May 07, 2026•13 min read
Guarantor Loans Gone Wrong: When the Borrower or Guarantor May Have Grounds to Complain
Guarantor loans were sold, for many years, as a straightforward solution for people with poor... ...more
PCP Finance Mis Sold
May 06, 2026•12 min read
Communal Area Disrepair: Can You Claim for Problems in Hallways, Lifts, and Shared Entrances?
Can you claim for communal area disrepair? Learn your rights for hallways, lifts and shared entrance ...more
Housing Disrepair Claims
May 05, 2026•14 min read
Flat Rate vs APR in Car Finance: Why the Difference Can Cost You More Than You Think
Flat rate vs APR in car finance explained, including how hidden costs can affect you. ...more
Mis Sold Car Finance
May 04, 2026•12 min read
Recovery Room Scams: How Fraudsters Target People Who Have Already Been Scammed Once
This article explains how recovery room scams work, the tactics they use, the warning signs to watch ...more
Scam Recovery Services
May 01, 2026•12 min read
Refunds for Interest and Charges: What You May Get Back in an Irresponsible Lending Case
This article explains how irresponsible lending works, what a refund could actually look like. ...more
Scam Recovery Services
April 29, 2026•11 min read
Blocked Drains and Sewage Backups: When Sanitation Problems Become a Disrepair Claim
Learn when blocked drains and sewage backups may become a housing disrepair claim. ...more
Housing Disrepair Claims
April 28, 2026•12 min read
Repeat Car Finance Customers: Are Returning Buyers More Likely to Miss Hidden Problems in the Deal?
Could repeat car finance customers miss hidden deal problems? Know what to check before signing. ...more
Mis Sold Car Finance
April 27, 2026•11 min read
Can You Withhold Rent for Disrepair? Risks, Alternatives, and Safer Steps
Can you withhold rent for disrepair? Learn the risks, safer steps and better alternatives. ...more
Housing Disrepair Claims
April 24, 2026•9 min read
Top Questions to Ask Before Signing Car Finance to Avoid Mis selling
Ask these key car finance questions before signing and reduce the risk of mis-selling. ...more
Mis Sold Car Finance
April 23, 2026•10 min read
Damage and Wear Charges at Return: What's Fair and What's Disputable?
Understand fair wear and tear charges at return and what costs you can dispute ...more
PCP Finance Mis Sold
April 21, 2026•9 min read
Car Finance Broker vs Dealer: Who Owes You Duties and When?
If you are looking back at a car finance deal and thinking something did not feel right, you are not alone. ...more
Mis Sold Car Finance
April 20, 2026•3 min read
Top-Up Loans and Rollovers: Why These Can Strengthen an Irresponsible Lending Complaint
Top-up loans and rollovers can support an irresponsible lending complaint. Learn why they matter. ...more
Scam Recovery Services
April 17, 2026•7 min read
Choosing a Solicitor for a Car Finance Mis selling Claim: What to Look For and What to Avoid
Choose the right solicitor for a car finance mis-selling claim—key qualities to seek and red flags to avoid. ...more
Mis Sold Car Finance
April 15, 2026•6 min read
Repairs delayed repeatedly: what to do when the same issue keeps coming back
Repeated repair delays? Learn what to do when the same property issue keeps coming back. ...more
Housing Disrepair Claims
April 14, 2026•7 min read
Can You Recover Money Sent Through Bank Transfer, Card, or Crypto? What Changes From Case to Case
Recover money sent by bank transfer, card or crypto? Learn what affects your chances. ...more
Scam Recovery Services
April 13, 2026•13 min read
Structural Cracks and Subsidence: When to Worry and What to Document
Spot subsidence warning signs, know when to worry, and document cracks the right way. ...more
Housing Disrepair Claims
April 10, 2026•7 min read
Fake Investment Platforms: The Warning Signs Many Victims Only Notice Too Late
Spot fake investment platforms early. Learn the warning signs before it is too late. ...more
Scam Recovery Services
April 09, 2026•6 min read
High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit
What lenders must review before raising credit limits on high-interest cards—affordability checks explained. ...more
Payday Loan Refund
April 08, 2026•7 min read
Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle
Spot repeat borrowing red flags and when lenders should have seen a harmful debt cycle. ...more
Payday Loan Refund
April 07, 2026•11 min read
Time Limits for Car Finance Complaints in the UK: How Long Do You Have?
Know your deadline for car finance complaints in the UK and when you may still be able to claim. ...more
Mis Sold Car Finance
April 06, 2026•11 min read
Kitchen and Bathroom Disrepair: Poor Ventilation, Leaks, and Rot
Kitchen and bathroom disrepair explained: poor ventilation, leaks, rot, and tenant rights. ...more
Housing Disrepair Claims
April 03, 2026•8 min read
Car Finance Refinancing: When Upgrading Your Deal Could Be Mis-Selling
Could refinancing your car finance be mis-selling? Learn the warning signs before you upgrade. ...more
PCP Finance Mis Sold
April 02, 2026•7 min read
Early termination of PCP or HP: your rights and the risks explained
Early termination of PCP or HP explained: know your rights, costs, and key risks. ...more
PCP Finance Mis Sold
April 01, 2026•8 min read
Broken Windows and Insecure Doors: Security Risks and Repair Responsibilities
Broken windows and insecure doors can put you at risk. Learn who is responsible for repairs. ...more
Housing Disrepair Claims
March 31, 2026•11 min read
Electrical Hazards in Rental Properties: Signs Your Home May Be Unsafe
Electrical hazards in rental properties: warning signs your home may be unsafe and what to do. ...more
Housing Disrepair Claims
March 30, 2026•7 min read
What Compensation Might Look Like in Car Finance Mis-Selling Cases
Compensation depends on what actually went wrong with your agreement. ...more
Mis Sold Car Finance
March 27, 2026•8 min read
Rejected Car Finance Applications: When Advice Given by a Dealer Crosses the Line
Rejected car finance applications: when dealer advice crosses the line and may be misleading. ...more
Mis Sold Car Finance
March 25, 2026•8 min read
Disrepair and Vulnerable Tenants: Extra Duties Where Children or Health Conditions Are Involved
Disrepair and vulnerable tenants: extra landlord duties where children or health issues are involved. ...more
Housing Disrepair Claims
March 24, 2026•12 min read
What Evidence Helps a Missold Car Finance Claim? Documents, Emails, and Call Notes
Evidence for a missold car finance claim: key documents, emails, call notes, and what to keep. ...more
Mis Sold Car Finance
March 23, 2026•8 min read
Pest Infestations: When Mice, Rats, or Cockroaches Become a Landlord Issue
When pest infestations become a landlord responsibility in rented property. ...more
Housing Disrepair Claims
March 20, 2026•12 min read
Letting Agents vs Landlords: Who Do You Contact and Who Is Legally Responsible?
Know who to contact and who is legally responsible: letting agents vs landlords explained. ...more
Housing Disrepair Claims
March 19, 2026•7 min read
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Why choose Claim First?
Claim First supports you and your claim end to end.
Do I have to pay anything to start a claim?
No. All claims are handled on a no win, no fee basis. This means there are no upfront costs, and if your claim isn’t successful, you won’t owe anything.
What types of claims do you help with?
We assist with a range of claims, please see our services page to explain the ins and outs of the claims we cover.
How long does a claim take?
Every claim is different, but most are resolved within a few months. We’ll keep you updated every step of the way and do everything we can to move things along smoothly.
What do I need to provide to make a claim?
Typically, we’ll need some basic information and a short explanation of what happened. Don’t worry — our team will guide you through everything and help gather any documents if needed.
Will making a claim affect my credit or finances?
No. Making a legal claim through Claim First does not affect your credit score or financial standing.
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Claim First is a trading style of MG Financial Limited. MG Financial Limited is registered in England, Company Registration Number 6547196. The registered office address for MG Financial Limited is 31d, Burscough Street, Ormskirk, England, L39 2EG. Telephone 0800 633 5896.
MG Financial Limited is a Claims Management Company. MG Financial Limited is authorised and regulated by the Financial Conduct Authority (FRN: 832131) You can make a claim yourself for free directly to your lender, and if rejected, you can take your claim to the Financial Ombudsman Service. MG Financial Limited is registered with the Information Commissioner’s Office under registration number Z1711964.
The check is free but if you decide to pursue a claim with our chosen law firm/partner they will charge a fee in in accordance with the Financial Conduct Authority and Solicitor Regulation Authority fee cap. We may receive a fee from our law firm partner if we refer your claim to them.