Blogs

Your landlord says there is no repair record: what evidence should you keep?

Your landlord says there is no repair record: what evidence should you keep?

What repair evidence tenants should keep when landlords deny records. ...more

Housing Disrepair Claims

June 29, 20264 min read

Car finance redress may be delayed again: what should you do while the court challenges continue?

Car finance redress may be delayed again: what should you do while the court challenges continue?

Car finance redress delayed again? Learn what to do while court challenges continue. ...more

Mis Sold Car Finance

June 25, 20264 min read

Misleading car finance “money tips” on social media: what consumers should check

Misleading car finance “money tips” on social media: what consumers should check

Check misleading car finance tips online and learn what to verify before making a claim. ...more

Scam Recovery Services

June 25, 20265 min read

Does a football sponsorship mean a crypto or trading firm is safe?

Does a football sponsorship mean a crypto or trading firm is safe?

Does football sponsorship make a crypto or trading firm safe? Learn what to check first. ...more

Scam Recovery Services

June 24, 20264 min read

How victims are compensated after a Ponzi scheme confiscation order

How victims are compensated after a Ponzi scheme confiscation order

Learn how victims may be repaid after a Ponzi scheme confiscation order. ...more

Scam Recovery Services

June 23, 20264 min read

AI investment scams are getting harder to spot: what evidence should you save?

AI investment scams are getting harder to spot: what evidence should you save?

Learn what evidence to save if you suspect an AI investment scam. ...more

Scam Recovery Services

June 22, 20264 min read

The Rise of Escrow Crypto Scams and How to Recover Your Stolen Funds

The Rise of Escrow Crypto Scams and How to Recover Your Stolen Funds

Learn how escrow crypto scams work and what steps may help recover stolen funds. ...more

Scam Recovery Services

June 19, 20264 min read

Are Private Renters Protected by the New 2026 Housing Disrepair Rules?

Are Private Renters Protected by the New 2026 Housing Disrepair Rules?

Know your rights as a private renter under the new 2026 housing disrepair rules. ...more

Housing Disrepair Claims

June 18, 20264 min read

The Supreme Court motor finance ruling and hidden car dealer commissions

The Supreme Court motor finance ruling and hidden car dealer commissions

Understand the Supreme Court ruling on hidden car dealer commissions and what it means for drivers. ...more

Mis Sold Car Finance

June 17, 20264 min read

Unaffordable Lending and the July 2026 BNPL Regulations Explained

Unaffordable Lending and the July 2026 BNPL Regulations Explained

Understand unaffordable lending and the new July 2026 BNPL regulations. ...more

Payday Loan Refund

June 15, 20264 min read

Awaab’s Law Expands in 2026: New Landlord Rules for Cold, Fire and Electrical Hazards

Awaab’s Law Expands in 2026: New Landlord Rules for Cold, Fire and Electrical Hazards

Awaab’s Law 2026 brings new landlord duties on cold, fire and electrical hazards. ...more

Housing Disrepair Claims

June 09, 20267 min read

What the New FCA Motor Finance Redress Scheme Means for Your PCP Claim

What the New FCA Motor Finance Redress Scheme Means for Your PCP Claim

Understand the FCA motor finance redress scheme and how it may affect your PCP claim. ...more

PCP Finance Mis Sold

June 08, 20266 min read

Rogue Landlords vs Rogue Lenders: The True Cost of Ignoring Consumer Rights in 2026

Rogue Landlords vs Rogue Lenders: The True Cost of Ignoring Consumer Rights in 2026

The 2026 cost of rogue landlords, rogue lenders and ignored consumer rights. ...more

Housing Disrepair Claims

June 04, 202610 min read

Can You Still Make a Payday Loan Claim if the Lender Has Gone Into Administration?

Can You Still Make a Payday Loan Claim if the Lender Has Gone Into Administration?

Can you claim compensation if your payday lender has entered administration? Find out here. ...more

Payday Loan Refund

June 03, 202610 min read

How to Tell if Your High-Interest Credit Card Was Irresponsibly Lent to You

How to Tell if Your High-Interest Credit Card Was Irresponsibly Lent to You

Check if your high-interest credit card was irresponsibly lent and what to do next. ...more

Scam Recovery Services

June 02, 20269 min read

Trapped in a cycle of catalogue debt? Why the lender might be legally at fault

Trapped in a cycle of catalogue debt? Why the lender might be legally at fault

Catalogue debt spiralling? Find out when the lender may be legally at fault. ...more

Scam Recovery Services

June 01, 202612 min read

Bank Refusing Your Crypto Scam Refund? How to Challenge the Gross Negligence Excuse

Bank Refusing Your Crypto Scam Refund? How to Challenge the Gross Negligence Excuse

Bank refusing your crypto scam refund? Learn how to challenge gross negligence excuses. ...more

Scam Recovery Services

May 28, 202611 min read

Awaab's Law in 2026: The Strict New Deadlines Your Council Landlord Must Meet for Mould and Damp

Awaab's Law in 2026: The Strict New Deadlines Your Council Landlord Must Meet for Mould and Damp

Awaab’s Law 2026 sets strict damp and mould repair deadlines for council landlords. ...more

Housing Disrepair Claims

May 28, 202611 min read

The Renters' Rights Act Has Arrived: Can You Report Damp Without the Fear of a No-Fault Eviction?

The Renters' Rights Act Has Arrived: Can You Report Damp Without the Fear of a No-Fault Eviction?

Know your rights on reporting damp without fearing a no-fault eviction. ...more

Housing Disrepair Claims

May 27, 20269 min read

The New Origin of APP Fraud: Why Social Media Platforms Aren't Protecting You From Crypto Scams

The New Origin of APP Fraud: Why Social Media Platforms Aren't Protecting You From Crypto Scams

How social media fuels APP fraud and why crypto scam victims need better protection. ...more

Scam Recovery Services

May 26, 20269 min read

The May 2026 FCA Car Finance Update: What the Extended Complaint Deadlines Mean for Your Claim

The May 2026 FCA Car Finance Update: What the Extended Complaint Deadlines Mean for Your Claim

If you have been waiting for news on a car finance commission complaint... ...more

Mis Sold Car Finance

May 25, 20267 min read

Crypto Recovery Evidence: Wallet Addresses, Screenshots, and Messages That Can Support Your Case

Crypto Recovery Evidence: Wallet Addresses, Screenshots, and Messages That Can Support Your Case

Losing money to a cryptocurrency scam can feel final, but it is not always the end of the matter. ...more

Scam Recovery Services

May 20, 20265 min read

Condensation Blame Culture: What Happens When a Landlord Says the Damp Is Your Fault

Condensation Blame Culture: What Happens When a Landlord Says the Damp Is Your Fault

Condensation is an attractive explanation for landlords because it shifts responsibility away... ...more

Housing Disrepair Claims

May 20, 202611 min read

Bank Statements, Credit Files, and Income Checks: What Lenders Should Have Looked At Before Approving Credit

Bank Statements, Credit Files, and Income Checks: What Lenders Should Have Looked At Before Approving Credit

When a lender says yes to a credit application, it should mean something... ...more

Payday Loan Refund

May 19, 20266 min read

Part Exchange and Car Finance Mis-Selling: When Your Old Car Value Affected the New Agreement Unfairly

Part Exchange and Car Finance Mis-Selling: When Your Old Car Value Affected the New Agreement Unfairly

Understand how part exchange may affect car finance mis-selling claims unfairly. ...more

Mis Sold Car Finance

May 18, 20264 min read

Romance Scams and Payment Requests: When Emotional Manipulation Leads to Financial Loss

Romance Scams and Payment Requests: When Emotional Manipulation Leads to Financial Loss

Learn how romance scams use emotional pressure to request money and cause financial loss. ...more

Scam Recovery Services

May 14, 20266 min read

Noise, Dust, and Disruption During Repairs: Can You Claim for the Way Works Were Carried Out?

Noise, Dust, and Disruption During Repairs: Can You Claim for the Way Works Were Carried Out?

Can you claim for noise, dust or disruption during repair works? Learn your rights. ...more

Housing Disrepair Claims

May 13, 20263 min read

Changing the Term of Your Car Finance: When Smaller Monthly Payments Mean a Worse Deal Overall

Changing the Term of Your Car Finance: When Smaller Monthly Payments Mean a Worse Deal Overall

Changing car finance terms can lower payments but increase your total cost. ...more

Mis Sold Car Finance

May 12, 20266 min read

Pre-Contract Explanations in Car Finance: What You Should Have Been Told Before Signing

Pre-Contract Explanations in Car Finance: What You Should Have Been Told Before Signing

What you should have been told before signing a car finance agreement. ...more

Mis Sold Car Finance

May 11, 20263 min read

Joint Car Finance Agreements: Who Can Complain and Who Receives Compensation?

Joint Car Finance Agreements: Who Can Complain and Who Receives Compensation?

Who can complain and get compensation in a joint car finance agreement? ...more

Mis Sold Car Finance

May 08, 202615 min read

Scam Recovery After a Fake Broker Scheme: What Victims Should Do in the First 48 Hours

Scam Recovery After a Fake Broker Scheme: What Victims Should Do in the First 48 Hours

Hit by a fake broker scam? Learn what to do in the first 48 hours to protect your money. ...more

Scam Recovery Services

May 07, 202613 min read

Guarantor Loans Gone Wrong: When the Borrower or Guarantor May Have Grounds to Complain

Guarantor Loans Gone Wrong: When the Borrower or Guarantor May Have Grounds to Complain

Guarantor loans were sold, for many years, as a straightforward solution for people with poor... ...more

PCP Finance Mis Sold

May 06, 202612 min read

Communal Area Disrepair: Can You Claim for Problems in Hallways, Lifts, and Shared Entrances?

Communal Area Disrepair: Can You Claim for Problems in Hallways, Lifts, and Shared Entrances?

Can you claim for communal area disrepair? Learn your rights for hallways, lifts and shared entrance ...more

Housing Disrepair Claims

May 05, 202614 min read

Flat Rate vs APR in Car Finance: Why the Difference Can Cost You More Than You Think

Flat Rate vs APR in Car Finance: Why the Difference Can Cost You More Than You Think

Flat rate vs APR in car finance explained, including how hidden costs can affect you. ...more

Mis Sold Car Finance

May 04, 202612 min read

Recovery Room Scams: How Fraudsters Target People Who Have Already Been Scammed Once

Recovery Room Scams: How Fraudsters Target People Who Have Already Been Scammed Once

This article explains how recovery room scams work, the tactics they use, the warning signs to watch ...more

Scam Recovery Services

May 01, 202612 min read

Refunds for Interest and Charges: What You May Get Back in an Irresponsible Lending Case

Refunds for Interest and Charges: What You May Get Back in an Irresponsible Lending Case

This article explains how irresponsible lending works, what a refund could actually look like. ...more

Scam Recovery Services

April 29, 202611 min read

Blocked Drains and Sewage Backups: When Sanitation Problems Become a Disrepair Claim

Blocked Drains and Sewage Backups: When Sanitation Problems Become a Disrepair Claim

Learn when blocked drains and sewage backups may become a housing disrepair claim. ...more

Housing Disrepair Claims

April 28, 202612 min read

Repeat Car Finance Customers: Are Returning Buyers More Likely to Miss Hidden Problems in the Deal?

Repeat Car Finance Customers: Are Returning Buyers More Likely to Miss Hidden Problems in the Deal?

Could repeat car finance customers miss hidden deal problems? Know what to check before signing. ...more

Mis Sold Car Finance

April 27, 202611 min read

Can You Withhold Rent for Disrepair? Risks, Alternatives, and Safer Steps

Can You Withhold Rent for Disrepair? Risks, Alternatives, and Safer Steps

Can you withhold rent for disrepair? Learn the risks, safer steps and better alternatives. ...more

Housing Disrepair Claims

April 24, 20269 min read

Top Questions to Ask Before Signing Car Finance to Avoid Mis selling

Top Questions to Ask Before Signing Car Finance to Avoid Mis selling

Ask these key car finance questions before signing and reduce the risk of mis-selling. ...more

Mis Sold Car Finance

April 23, 202610 min read

Damage and Wear Charges at Return: What's Fair and What's Disputable?

Damage and Wear Charges at Return: What's Fair and What's Disputable?

Understand fair wear and tear charges at return and what costs you can dispute ...more

PCP Finance Mis Sold

April 21, 20269 min read

Car Finance Broker vs Dealer: Who Owes You Duties and When?

Car Finance Broker vs Dealer: Who Owes You Duties and When?

If you are looking back at a car finance deal and thinking something did not feel right, you are not alone. ...more

Mis Sold Car Finance

April 20, 20263 min read

Top-Up Loans and Rollovers: Why These Can Strengthen an Irresponsible Lending Complaint

Top-Up Loans and Rollovers: Why These Can Strengthen an Irresponsible Lending Complaint

Top-up loans and rollovers can support an irresponsible lending complaint. Learn why they matter. ...more

Scam Recovery Services

April 17, 20267 min read

Choosing a Solicitor for a Car Finance Mis selling Claim: What to Look For and What to Avoid

Choosing a Solicitor for a Car Finance Mis selling Claim: What to Look For and What to Avoid

Choose the right solicitor for a car finance mis-selling claim—key qualities to seek and red flags to avoid. ...more

Mis Sold Car Finance

April 15, 20266 min read

Repairs delayed repeatedly: what to do when the same issue keeps coming back

Repairs delayed repeatedly: what to do when the same issue keeps coming back

Repeated repair delays? Learn what to do when the same property issue keeps coming back. ...more

Housing Disrepair Claims

April 14, 20267 min read

Can You Recover Money Sent Through Bank Transfer, Card, or Crypto? What Changes From Case to Case

Can You Recover Money Sent Through Bank Transfer, Card, or Crypto? What Changes From Case to Case

Recover money sent by bank transfer, card or crypto? Learn what affects your chances. ...more

Scam Recovery Services

April 13, 202613 min read

Structural Cracks and Subsidence: When to Worry and What to Document

Structural Cracks and Subsidence: When to Worry and What to Document

Spot subsidence warning signs, know when to worry, and document cracks the right way. ...more

Housing Disrepair Claims

April 10, 20267 min read

Fake Investment Platforms: The Warning Signs Many Victims Only Notice Too Late

Fake Investment Platforms: The Warning Signs Many Victims Only Notice Too Late

Spot fake investment platforms early. Learn the warning signs before it is too late. ...more

Scam Recovery Services

April 09, 20266 min read

High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit

High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit

What lenders must review before raising credit limits on high-interest cards—affordability checks explained. ...more

Payday Loan Refund

April 08, 20267 min read

Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle

Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle

Spot repeat borrowing red flags and when lenders should have seen a harmful debt cycle. ...more

Payday Loan Refund

April 07, 202611 min read

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Contact Info

Why choose Claim First?

Claim First supports you and your claim end to end.

Do I have to pay anything to start a claim?

No. All claims are handled on a no win, no fee basis. This means there are no upfront costs, and if your claim isn’t successful, you won’t owe anything.

What types of claims do you help with?

We assist with a range of claims, please see our services page to explain the ins and outs of the claims we cover.

How long does a claim take?

Every claim is different, but most are resolved within a few months. We’ll keep you updated every step of the way and do everything we can to move things along smoothly.

What do I need to provide to make a claim?

Typically, we’ll need some basic information and a short explanation of what happened. Don’t worry — our team will guide you through everything and help gather any documents if needed.

Will making a claim affect my credit or finances?

No. Making a legal claim through Claim First does not affect your credit score or financial standing.

We like to chat - claim updates

Get legal updates and claim tips

Claim First is a trading style of MG Financial Limited. MG Financial Limited is registered in England, Company Registration Number 6547196. The registered office address for MG Financial Limited is 31d, Burscough Street, Ormskirk, England, L39 2EG. Telephone 0800 633 5896.

MG Financial Limited is a Claims Management Company. MG Financial Limited is authorised and regulated by the Financial Conduct Authority (FRN: 832131) You can make a claim yourself for free directly to your lender, and if rejected, you can take your claim to the Financial Ombudsman Service. MG Financial Limited is registered with the Information Commissioner’s Office under registration number Z1711964.

The check is free but if you decide to pursue a claim with our chosen law firm/partner they will charge a fee in in accordance with the Financial Conduct Authority and Solicitor Regulation Authority fee cap. We may receive a fee from our law firm partner if we refer your claim to them.

No Win, No Fee. If your claim is successful, a fee of 15 - 30% plus VAT of the compensation recovered will be payable