Blogs
Blocked Drains and Sewage Backups: When Sanitation Problems Become a Disrepair Claim
Learn when blocked drains and sewage backups may become a housing disrepair claim. ...more
Housing Disrepair Claims
April 28, 2026•12 min read
Repeat Car Finance Customers: Are Returning Buyers More Likely to Miss Hidden Problems in the Deal?
Could repeat car finance customers miss hidden deal problems? Know what to check before signing. ...more
Mis Sold Car Finance
April 27, 2026•11 min read
Can You Withhold Rent for Disrepair? Risks, Alternatives, and Safer Steps
Can you withhold rent for disrepair? Learn the risks, safer steps and better alternatives. ...more
Housing Disrepair Claims
April 24, 2026•9 min read
Top Questions to Ask Before Signing Car Finance to Avoid Mis selling
Ask these key car finance questions before signing and reduce the risk of mis-selling. ...more
Mis Sold Car Finance
April 23, 2026•10 min read
Damage and Wear Charges at Return: What's Fair and What's Disputable?
Understand fair wear and tear charges at return and what costs you can dispute ...more
PCP Finance Mis Sold
April 21, 2026•9 min read
Car Finance Broker vs Dealer: Who Owes You Duties and When?
If you are looking back at a car finance deal and thinking something did not feel right, you are not alone. ...more
Mis Sold Car Finance
April 20, 2026•3 min read
Top-Up Loans and Rollovers: Why These Can Strengthen an Irresponsible Lending Complaint
Top-up loans and rollovers can support an irresponsible lending complaint. Learn why they matter. ...more
Scam Recovery Services
April 17, 2026•7 min read
Choosing a Solicitor for a Car Finance Mis selling Claim: What to Look For and What to Avoid
Choose the right solicitor for a car finance mis-selling claim—key qualities to seek and red flags to avoid. ...more
Mis Sold Car Finance
April 15, 2026•6 min read
Repairs delayed repeatedly: what to do when the same issue keeps coming back
Repeated repair delays? Learn what to do when the same property issue keeps coming back. ...more
Housing Disrepair Claims
April 14, 2026•7 min read
Can You Recover Money Sent Through Bank Transfer, Card, or Crypto? What Changes From Case to Case
Recover money sent by bank transfer, card or crypto? Learn what affects your chances. ...more
Scam Recovery Services
April 13, 2026•13 min read
Structural Cracks and Subsidence: When to Worry and What to Document
Spot subsidence warning signs, know when to worry, and document cracks the right way. ...more
Housing Disrepair Claims
April 10, 2026•7 min read
Fake Investment Platforms: The Warning Signs Many Victims Only Notice Too Late
Spot fake investment platforms early. Learn the warning signs before it is too late. ...more
Scam Recovery Services
April 09, 2026•6 min read
High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit
What lenders must review before raising credit limits on high-interest cards—affordability checks explained. ...more
Payday Loan Refund
April 08, 2026•7 min read
Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle
Spot repeat borrowing red flags and when lenders should have seen a harmful debt cycle. ...more
Payday Loan Refund
April 07, 2026•11 min read
Time Limits for Car Finance Complaints in the UK: How Long Do You Have?
Know your deadline for car finance complaints in the UK and when you may still be able to claim. ...more
Mis Sold Car Finance
April 06, 2026•11 min read
Kitchen and Bathroom Disrepair: Poor Ventilation, Leaks, and Rot
Kitchen and bathroom disrepair explained: poor ventilation, leaks, rot, and tenant rights. ...more
Housing Disrepair Claims
April 03, 2026•8 min read
Car Finance Refinancing: When “Upgrading” Your Deal Could Be Mis-Selling
Could refinancing your car finance be mis-selling? Learn the warning signs before you upgrade. ...more
PCP Finance Mis Sold
April 02, 2026•7 min read
Early termination of PCP or HP: your rights and the risks explained
Early termination of PCP or HP explained: know your rights, costs, and key risks. ...more
PCP Finance Mis Sold
April 01, 2026•8 min read
Broken Windows and Insecure Doors: Security Risks and Repair Responsibilities
Broken windows and insecure doors can put you at risk. Learn who is responsible for repairs. ...more
Housing Disrepair Claims
March 31, 2026•11 min read
Electrical Hazards in Rental Properties: Signs Your Home May Be Unsafe
Electrical hazards in rental properties: warning signs your home may be unsafe and what to do. ...more
Housing Disrepair Claims
March 30, 2026•7 min read
What Compensation Might Look Like in Car Finance Mis-Selling Cases
Compensation depends on what actually went wrong with your agreement. ...more
Mis Sold Car Finance
March 27, 2026•8 min read
Rejected Car Finance Applications: When Advice Given by a Dealer Crosses the Line
Rejected car finance applications: when dealer advice crosses the line and may be misleading. ...more
Mis Sold Car Finance
March 25, 2026•8 min read
Disrepair and Vulnerable Tenants: Extra Duties Where Children or Health Conditions Are Involved
Disrepair and vulnerable tenants: extra landlord duties where children or health issues are involved. ...more
Housing Disrepair Claims
March 24, 2026•12 min read
What Evidence Helps a Missold Car Finance Claim? Documents, Emails, and Call Notes
Evidence for a missold car finance claim: key documents, emails, call notes, and what to keep. ...more
Mis Sold Car Finance
March 23, 2026•8 min read
Pest Infestations: When Mice, Rats, or Cockroaches Become a Landlord Issue
When pest infestations become a landlord responsibility in rented property. ...more
Housing Disrepair Claims
March 20, 2026•12 min read
Letting Agents vs Landlords: Who Do You Contact and Who Is Legally Responsible?
Know who to contact and who is legally responsible: letting agents vs landlords explained. ...more
Housing Disrepair Claims
March 19, 2026•7 min read
Online Car Finance Deals: Are You Still Protected If You Signed Digitally?
Check if your digitally signed car finance deal still gives you legal protection. ...more
Mis Sold Car Finance
March 18, 2026•6 min read
Mis sold Car Finance: The Difference Between Misrepresentation and Unfair Relationship
Mis-sold car finance explained: misrepresentation vs unfair relationship claims. ...more
Mis Sold Car Finance
March 17, 2026•7 min read
Rent Rebates and Reduced Use of Rooms: How Loss of Amenity Is Calculated
Learn how loss of amenity is calculated when reduced room use leads to rent rebates. ...more
Housing Disrepair Claims
March 16, 2026•10 min read
Negative Equity Roll Over: How It Happens and Why It Can Be Unfair
What negative equity roll over is, how it happens, and why it can be unfair ...more
Mis Sold Car Finance
March 13, 2026•7 min read
Unsafe Flooring and Trip Hazards: When Damage Becomes Actionable Disrepair
Unsafe flooring and trip hazards can become actionable disrepair when landlords fail to fix known dangers. ...more
Housing Disrepair Claims
March 11, 2026•7 min read
Retaliatory Eviction and Disrepair Complaints: What Protection Do Tenants Have?
Know your rights on retaliatory eviction after disrepair complaints. Tenant protections explained. ...more
Housing Disrepair Claims
March 10, 2026•9 min read
Private Landlords and Disrepair: What Tenants Can Realistically Expect
Private landlords and disrepair: what tenants can realistically expect and how to act fast. ...more
Housing Disrepair Claims
March 09, 2026•8 min read
Car Finance Complaints for Business Use Vehicles: What UK Sole Traders and Limited Companies Should Know
Car finance complaints for business-use vehicles: key UK rules for sole traders & Ltd companies ...more
Mis Sold Car Finance
March 06, 2026•7 min read
Environmental Health Involvement: When and How the Council Can Help
Environmental health support: when to contact your council and what they can do ...more
Housing Disrepair Claims
March 05, 2026•10 min read
Car Finance Complaint Process: Dealer vs Lender vs Broker
Car finance complaint? Who to contact (dealer, lender, broker) and the steps to follow. ...more
Mis Sold Car Finance
March 04, 2026•7 min read
Mileage Limits and Excess Charges: Common PCP Terms People Aren’t Told About
PCP mileage limits and excess charges explained — avoid surprise fees at the end. ...more
PCP Finance Mis Sold
March 03, 2026•7 min read
Voluntary Termination in Car Finance: The 50% Rule and Key Pitfalls
Understand voluntary termination in car finance, the 50% rule, and common pitfalls to avoid. ...more
Mis Sold Car Finance
March 02, 2026•10 min read
Can You Claim If You’ve Already Settled Your Car Finance Agreement?
Still claim after settling your car finance? Check if you’re owed compensation for mis-sold finance. ...more
Mis Sold Car Finance
February 26, 2026•9 min read
Social Housing Disrepair Claims: Council and Housing Association Responsibilities
Social housing disrepair claims: know council and housing association responsibilities. ...more
Housing Disrepair Claims
February 25, 2026•10 min read
Plumbing leaks and water damage: how disrepair spreads and who is responsible
How plumbing leaks cause water damage, spread disrepair, and who is responsible to fix it. ...more
Housing Disrepair Claims
February 24, 2026•7 min read
Leaking Roofs and Ceilings: What to Do and What Evidence to Collect
Leaking roof or ceiling? Learn what to do first and the evidence to collect for repairs. ...more
Housing Disrepair Claims
February 23, 2026•6 min read
Mis sold car finance and your credit file: what happens if you complain?
Mis-sold car finance: how a complaint can affect your credit file and what to expect. ...more
Mis Sold Car Finance
February 20, 2026•6 min read
Emergency Repairs: What Qualifies and What Tenants Should Do Immediately
Emergency repairs explained: what counts, and what tenants should do right away. ...more
Housing Disrepair Claims
February 19, 2026•7 min read
Heating and Hot Water Failures: Tenant Rights in Winter and Beyond
Heating and hot water failures: your tenant rights, repair timelines, and what to do next. ...more
Housing Disrepair Claims
February 18, 2026•7 min read
How Long Should Repairs Take? Reasonable Timescales for Common Issues
Typical repair times for common faults—what’s reasonable, and when delays aren’t acceptable. ...more
Housing Disrepair Claims
February 17, 2026•7 min read
How Car Dealers and Brokers Earn Commission and Why It Matters to Your Complaint
Car dealer and broker commissions explained—and why they matter when you complain. ...more
Mis Sold Car Finance
February 16, 2026•8 min read
Add on Products in Car Finance: GAP Insurance, Warranties, and Unfair Pressure Selling
GAP insurance, warranties, and pressure selling: what car finance add-ons mean for you. ...more
Mis Sold Car Finance
February 13, 2026•5 min read
Guaranteed Future Value in PCP: How It Works and Where It Can Be Misleading
Guaranteed Future Value (GFV) in PCP finance sets the optional final payment and can reduce monthly costs. ...more
PCP Finance Mis Sold
February 12, 2026•8 min read
How to Report Disrepair Properly: Emails, Photos, and Keeping a Repair Log
Report disrepair properly with emails, photos, and a clear repair log to support your case. ...more
Housing Disrepair Claims
February 11, 2026•2 min read
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Claim First is a trading style of M G Financial Limited, a limited company registered in England and Wales with company number 06547196. M G Financial Limited is authorised and regulated by the Financial Conduct Authority FRN Number 832131. Claim First is registered with the Information Commissioner’s Office under registration number ZB915334.