Blogs
Can You Still Make a Payday Loan Claim if the Lender Has Gone Into Administration?
Can you claim compensation if your payday lender has entered administration? Find out here. ...more
Payday Loan Refund
June 03, 2026•10 min read
Bank Statements, Credit Files, and Income Checks: What Lenders Should Have Looked At Before Approving Credit
When a lender says yes to a credit application, it should mean something... ...more
Payday Loan Refund
May 19, 2026•6 min read
High-Interest Credit Cards and Affordability Checks: What Lenders Should Review Before Increasing Your Limit
What lenders must review before raising credit limits on high-interest cards—affordability checks explained. ...more
Payday Loan Refund
April 08, 2026•7 min read
Repeat Borrowing Red Flags: When Lenders Should Have Realised You Were Stuck in a Debt Cycle
Spot repeat borrowing red flags and when lenders should have seen a harmful debt cycle. ...more
Payday Loan Refund
April 07, 2026•11 min read
Signs You're Eligible for a Payday Loan Refund and How to Claim Yours Quickly
You could claim back money if your loan was unaffordable, mis-sold, or if the lender didn’t properly check your finances before lending to you. ...more
Payday Loan Refund
December 18, 2025•6 min read
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Why choose Claim First?
Claim First supports you and your claim end to end.
Do I have to pay anything to start a claim?
No. All claims are handled on a no win, no fee basis. This means there are no upfront costs, and if your claim isn’t successful, you won’t owe anything.
What types of claims do you help with?
We assist with a range of claims, please see our services page to explain the ins and outs of the claims we cover.
How long does a claim take?
Every claim is different, but most are resolved within a few months. We’ll keep you updated every step of the way and do everything we can to move things along smoothly.
What do I need to provide to make a claim?
Typically, we’ll need some basic information and a short explanation of what happened. Don’t worry — our team will guide you through everything and help gather any documents if needed.
Will making a claim affect my credit or finances?
No. Making a legal claim through Claim First does not affect your credit score or financial standing.
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Claim First is a trading style of MG Financial Limited. MG Financial Limited is registered in England, Company Registration Number 6547196. The registered office address for MG Financial Limited is 31d, Burscough Street, Ormskirk, England, L39 2EG. Telephone 0800 633 5896.
MG Financial Limited is a Claims Management Company. MG Financial Limited is authorised and regulated by the Financial Conduct Authority (FRN: 832131) You can make a claim yourself for free directly to your lender, and if rejected, you can take your claim to the Financial Ombudsman Service. MG Financial Limited is registered with the Information Commissioner’s Office under registration number Z1711964.
The check is free but if you decide to pursue a claim with our chosen law firm/partner they will charge a fee in in accordance with the Financial Conduct Authority and Solicitor Regulation Authority fee cap. We may receive a fee from our law firm partner if we refer your claim to them.